The New Jersey Hospital Care Payment Assistance Program (also known as Charity Care) is a medical bill reduction program provided by state-designated acute care hospitals and university hospitals for low-income individuals who are uninsured or underinsured.
The New Jersey Hospital Care Payment Assistance Program is regulated by the NJ Department of Health and is funded by the state; however, the application process and eligibility screening are conducted directly by the hospital where the treatment was received.
*Note: One’s primary residence is excluded from asset calculations. However, cashable retirement accounts such as IRAs may be included in asset calculations (N.J.A.C. 10:52-11.10). For non-withdrawable accounts like certain 401(k)s, individual verification with the hospital is required.
| Income Level (% of Federal Poverty Level) | Patient Responsibility | Assistance Type |
|---|---|---|
| 200% FPL or Below | 0% (Fully Waived) | Free Care |
| 201% – 225% FPL | 20% | Partial Discount |
| 226% – 250% FPL | 40% | Partial Discount |
| 251% – 275% FPL | 60% | Partial Discount |
| 276% – 300% FPL | 80% | Partial Discount |
*Patients with incomes between 201% and 300% of the FPL (eligible for partial discounts) can receive 100% additional coverage for any out-of-pocket medical expenses that exceed 30% of their annual income.
