AWCA Resource Center
AWCA Resource Center

Financial Assistance

Lifeline Utility Assistance Program (New Jersey)

The Lifeline Utility Assistance Program is a program operated by the Division of Aging Services under the New Jersey Department of Human Services (NJ DHS), providing an annual utility credit to low-income seniors and individuals with disabilities. It helps eligible residents pay for electric and natural gas costs by offering financial assistance directly applied to their utility bills.

Primary Benefits

  • Lifeline Credit Program: A $225 annual credit is applied directly to electric and/or gas bills for utility account holders.
  • Tenants Lifeline Assistance Program: A $225 annual check is issued to tenants whose utilities are included in their rent.
  • Special Utility Supplement (SSI recipients): Lifeline benefits of up to $18.75 per month are automatically added to your SSI check. SSI recipients are automatically enrolled and do not need to submit a separate application for Lifeline.

Eligibility

  • Those who are PAAD beneficiaries or meet PAAD income limits (less than $54,943 annually for individuals, less than $62,390 for couples, 2026). This applies to New Jersey residents aged 65 or older, or those aged 18–64 receiving SSDI.
  • Beneficiaries of Medicaid programs for seniors.

Application and Coverage

  • Automatic Enrollment: Medicaid beneficiaries will automatically receive a Lifeline application every August.
  • Household Limit: Only one application per household is allowed per year. The application must be completed by the person whose name is on the utility bill or the lease agreement.
  • Utility Scope: Lifeline covers only electricity and natural gas costs.
  • Exclusions: Lifeline does not cover heating oil, propane, wood, or coal.
  • Primary Residence: Lifeline benefits apply only to your primary residence in New Jersey. Seasonal or temporary residences are excluded.

How to Apply

  • Online: NJSave Website
  • Phone: Lifeline Utility Assistance 1-800-792-9745

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Financial Assistance